Mel G. Ward & Associates, Inc.


Real Estate Appraisers and Consultants



Florida - State Certified General Appraiser, License #RZ1479 - 1992
Florida - Real Estate Broker, License #BK300211 - 1988
Senior Residential Appraiser Designation - Society of Real Estate Appraisers – 1988
Residential Accredited Appraiser - National Association of Realtors
General Accredited Appraiser - National Association of Realtors
Member of the Appraisal Institute - Northeast Florida Chapter
Member of the National Association of Realtors - Northeast Florida Association
Serve as a Special Magistrate for Value Adjustment Boards in Multiple Florida Counties
Qualified as an Expert Witness in several Northeast Florida Courts
1998 Member of the Board of Directors of Northeast Florida Chapter of the Appraisal Institute
1997 President of the Northeast Florida Chapter of the Appraisal Institute 
Past Instructor - Florida Community College at Jacksonville, Real Estate Appraisal
Past Member of the Relocation Appraisers and Consultants
Past Instructor - Various Seminars for the Northeast Florida Association of Realtors
Graduate of The University of North Florida in 1983
Bachelors of Business Administration Degree - Dual Major in Real Estate/Urban Land Economics and Finance

Sample of Additional Appraisal Courses and Seminars Taken Since 1981:
101 - Introduction to Appraising Real Property
102 - Applied Residential Property Evaluation
201 - Principles of Income Property Appraising
1A - 1 - Real Estate Appraising Principles and Practices
1A - 2 - Basic Valuation Procedures
1B - A - Capitalization Theory and Techniques Part A
1B - B - Capitalization Theory and Techniques
State of Florida Comprehensive Land Use Plan
Appraising to Federal Guidelines 
Multiple Biennial Uniform Standards of Professional Appraisal Practice Course & Updates (USPAP)
Multiple Biennial Florida Licensed Law Seminars
Evaluation of Proposed Projects
Narrative Report Writing
Cost Approach Appraisal
Appraiser's Guide to the Uniform Residential Appraisal Report (URAR)
Depreciation Analysis
Multiple Appraisal Review Seminars
Limited Appraisals/Reporting Options
Multiple Appraisal Institute Standards of Professional Practice
Income Approach Appraisal
Data Confirmation and Verification Methods
Underwriter's Guide to Appraising
Environmental Effects on Appraising
Appraisal Principles
Alternative Residential Reporting Forms
Litigation Skills for the Appraiser
Construction Analysis
Multiple Manufactured Housing Seminars
Relocation Appraisal ;  Multiple-Annual Relocation Appraisers National Conferences;
      PHH/HFS/Cendant Mobility Relocation National Appraisal Conferences
FHA and the Appraisal Process;   FHA vs. Conventional Appraisal;  FHA Guidelines
Multiple - Veterans Administration Appraiser Training Sessions
Forecasting Market Change
Appraisal of Real Estate, 10th Edition vs. 11th Edition
Communicating the Appraisal
Appraisal Business Practices and Ethics
Real Estate, Mortgages, and the Law
Supervisory Appraiser
Liability Management 
Sales Comparison Approach; Valuation by Comparison Analysis
Neighborhood Analysis
Appraisal Challenges: Declining Markets and Sales Concessions
Summary Appraisal Report
Industrial Valuation
Retail Properties Valuation
Hotel Valuation
Deriving and Supporting Adjustments
Multiple Annual Florida Department of Revenue Value Adjustment Board Training Certifications
Multiple Biennial Florida Brokers License Renewal Continuing Education


Real Estate Appraiser Full Time Since 1983:
Mel G. Ward and Associates, Inc. - 1994 to Present
Residential Properties Including:
   Single Family Dwellings; Condos; 1-4 Unit Multi-Family; Lots; Relocations; Foreclosures; Litigation. Conventional, FHA, and VA approved.
Commercial Properties Including:
   Offices; Office/Warehouses; Single & Multi-Tenant Retail; Multi-Family; Light Industrial; Multi-Use Properties; Subdivisions; Vacant Land.


Copyright 2020 Mel G. Ward & Associates, Inc.